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Financial Planning Blog
Home Security
When shopping for a home, many people don't think about home security, but it should be something that is on your mind. Whether you are shopping for a new home, or looking to make your current home a little safer, here are a few things you should think about. Locking Up Your home is your personal temple and is more than …
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Term Life Insurance Explained
Term life insurance is life insurance that pays the face value of the policy to the beneficiary upon the death of the insured. The name stems from the fact that the insurance is bought for a specific period or term, generally anywhere from one to thirty years. Term life insurance is the most straightforward type of life …
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3 Things You Need To Know About Medicare Supplemental Insurance
Paying hospital bills out of pocket can easily drain the savings of a senior. To avoid this, seniors often purchase Medicare plans. However the original Medicare does not pay for all hospital expenses and one can often find themselves forced to dip into their pocket even with a Medicare policy. According to a report …
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Hostess to Close Down Business – NO!
Yes, it is true. The maker of such iconic classic treats as Twinkies and Ding Dongs (the baked treat, not the people) has asked a court's permission to shut down the entire company. This is after a nationwide strike has crippled its operations. If all proceeds as planned, this will mark the closure of one of the oldest …
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Is Funeral Insurance Right for You?
I was just recently having a conversation with a client and making the case for looking into a funeral insurance policy, also sometimes called burial insurance. Why should you consider funeral insurance? In my mind, it has two primary benefits. First, having a burial policy gives you the piece of mind that when you go to …
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Housing Recovery Could Relapse If We Go Off The Fiscal Cliff
If Congress does not find a solution before the end of the year to our looming "fiscal cliff" issue, we could see a massive relapse in the housing recovery. There is a provision that erases taxes on selling a home for less than what is owed to the bank that will expire if we go off the 'cliff'. The expiration of this …
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Financial Calculators
Here are a few financial calculators that I thought you might find useful. There is a mortgage calculator for calculating your projected mortgage payments, an APY calculator which can be used to calculate your return on fixed investments like CD's and fixed annuities, a ROTH IRA calculator to project your expected ROTH account value at retirement, and a retirement calculator to project how much money you need to save on an annual basis to meet your retirement goals. …
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About Teri
InterTec is a site devoted to bring you the latest news and information to help you with your financial planning. That can include topics such as health and life insurance, investments, real estate, or smaller topics like setting a budget, remodeling your home, or saving money at the grocery store.
My name is Teri Hill, …
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Latest Posts
Home Security
When shopping for a home, many people don't think about home security, but it should be something …
[Read More]
Term Life Insurance Explained
Term life insurance is life insurance that pays the face value of the policy to the beneficiary upon …
[Read More]
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